Chapter 13 bankruptcy in Utah County is a consolidation of debt and a partial repayment over a period of three…
Get Out of Debt
Bankruptcy allows you legally and ethically resolve your debt and get a financial fresh start.
Stop Harassing Calls
Stop unwanted collection calls and harassment from debt collectors.
Protect Your Assets
In most cases we can protect your home, car, and other assets.
Utah Chapter 7 Bankruptcy Attorneys
Utah Chapter 7 bankruptcy is the most comment, quickest and least expensive form of bankruptcy. Chapter 7 bankruptcy is sometimes call a liquidation or “straight” bankruptcy. That’s because the debtor’s property is divided into exempt and non-exempt property. All exempt assets will be retained by the debtor. The trustee potentially sells or liquidates any non-exempt assets and pays the proceeds to the debtor’s creditors. The debtor’s remaining unpaid debts are then discharged, with only a few exceptions. In essence, a chapter 7 bankruptcy is an exchange of non-exempt property for a discharge of your debt.
Exempt assets differ by jurisdiction. A qualified bankruptcy chapter 7 attorney with our firm can help you determine if you have any non-exempt assets. More importantly, our Utah chapter 7 bankruptcy lawyers can give you the chapter 7 bankruptcy help you need to keep your assets.
How do I know if I should get Chapter 7 Bankruptcy Help?
If you are experiencing any of the following, you should get a Chapter 7 bankruptcy evaluation from one of our experienced attorneys:
- The loss of a job.
You’ve fallen behind on some of your credit card payments.
- You’ve had unexpected medical debt that you can’t afford.
- Your credit card companies increased your minimum monthly payment and you can’t afford it.
- You’ve had to borrow money from “pay day” loan companies.
- You’ve reached or exceeded the limit on some of your credit cards.
- You’ve had to juggle credit card payments by using some credit cards to pay off other credit cards.
- You have trouble sleeping at night because you stress about making ends meet.
- You need money to pay your creditors so you’re thinking about borrowing from your 401-k retirement account or worse, taking out a home equity loan!
- You are having marital problems because you and your spouse argue about finances.
If any of the situations listed above sound familiar, it is time for you to consult with an experienced Utah Ch 7 bankruptcy attorney who can give you sound advice about whether you should file bankruptcy Chapter 7 or whether Chapter 13 might be better for you. Filing bankruptcy 7 may finally give you the relief that you need to once again enjoy life.
Are you being garnished, about to be garnished, or have another emergency and need to file immediately, but don’t have the upfront attorney’s fees to file?
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That’s Right! With our Cheap Bankruptcy Near You, you can get your case filed and then we’ll setup affordable monthly payments to complete your case, so you can pay the rest over time. Finally an affordable way to file bankruptcy!
Ascent Law's Advantage
I want to thank you for assisting me through this difficult times of going through bankruptcy. I was at the hearing today. Mr. Weekes was there for me. I was scared, but he re-assured me. It went on smoothly. There was a time I became emotional, and started to sob quietly, and looked sad. I want to thank you again kindly.
Ascent Law was professional, helpful, and easy to work with. They kept us informed on what was going on and helped us to make sure we understood what was being done and what was expected of us. We were glad we chose them!
[Russell Weekes] helped me through my bankruptcy I was so nervous about my situation they were so great in answering all my questions. I recommend them to anyone they are fast and a professional team who care about there clients and what they are going through.
Russell and his team made my situation nothing short of amazing for the situation I was in. All of my questions were always answered and I never was made to feel as if I was dumb to have gotten in the financial situation that I did. I have already referred a friend and would refer any family and friends to him and his team.
I had a great experience. The people were friendly and helpful. They went above and beyond to help me.
Great service. I appreciate their kindness and making me feel at ease.
I highly recommend [Russell Weekes]. Filing Bankruptcy isn’t fun for anyone, and these guys were there for me every step of the way. I always got quick responses, they answered every question and put me at ease. I am extremely happy I chose them!
Everybody should go to [Ascent} should they have any bankruptcy matters at hand. They’re 100% legit, intelligent and friendly. They will do whatever it takes to see that your case is successfully discharged! They stay on top of it 100% of the way even if you get too caught up with lifes hurdles, they’re behind the scenes still steady at work for YOU!! (Their 1st priority). I fully recommend and support [Ascent] Law!!!
I’m filing for bankruptcy right now and they have been great so far answering my questions and everything.
[Ascent] Law helped me out during a tough time. They took care of everything and were super friendly.
If you’ve gotta go through the mess of financial bankruptcy, these guys are the best. My attorney as well as all of the paralegals and staff made going through hell much easier than I could have ever asked. Any questions I had they responded to immediately. They were always timely and gave me great legal advise. They aren’t the cheapest option, but the payment plans provided were unbeatable.
Great service. They answered all of my questions and made me free comfortable. The staff and attorneys are knowledgeable.
I am extremely happy with [Ascent] Law. First, no one ever wants to be in a position to have to file for bankruptcy, but if you do, you need someone who knows what they are doing, and will keep you informed. I was very nervous that I wouldn’t pick the right lawyer, or we would end up with someone who just wanted to get paid, and left us hanging. Our lawyer has been AMAZING. He is always fast to respond to any of my questions, and is very good at making sure you understand what is happening, and that you are comfortable with the process.
Wonderful Attorney in Michael Anderson. Just what we were looking for in a Family Trust. Very knowledgeable, trustworthy, dependable, smart and kind. Recommend him or this law firm to everyone.
My experience was unlike all of the stories one hears of attorneys. Mike and his team were absolutely spot on with their communication, follow-up, understanding and ultimately the results. They were aware of my budget and worked hard to keep me there.
I am truly appreciative of there complete caring and handling of my situation.
I want to take a moment and tell you about Michael Anderson – I will try to keep it short. Mike is not only a family man that is good to his wife and kids, but he is an amazing lawyer. I have learned that when you have to choose an attorney to fight for you and your child’s life in court, you should review the prior successes of the attorney. But honestly, not only did I need an aggressive pit-bull type of attorney, I also needed an attorney with a kind heart, someone that could handle an over-aggressive ex and also be caring to me. That’s exactly what Mike Anderson is. A caring family law attorney and also an aggressive advocate in court. I highly recommend Mike, Colt and Greg and all of their professional staff (I’ve spoken with all of them over this child custody dispute and divorce mess). Not only does Mike have the life skills of being a loving husband and father to his 3 kids, but he knows the law and is able to help you look forward and help you with the problems here and now. He’s good. Really good. Mike really helped me through this stressful time in my life. When it’s your turn to have to fight in West Jordan or Salt Lake (I’ve been in both courts) you better make sure Michael Anderson is on your side. If he’s on the other side – look out! Thanks for everything Mike.
My experience with [Ascent Law] was the most painless of all the many horrible things that a DUI charge will bring with it. The reason I say it was painless was because he knows exactly what he is doing. You know once you talk to him that this isn’t his first rodeo. [My attorney] has confidence in what he is doing witch really helped me during this hard time. This was not the case with other lawyers that I talked to. They told me things that I wanted to hear to try to sell me. That just made my situation worse and lengthened the process and cost. I had some priors so this wasn’t a simple case, but after hiring Mr. Rush he got everything worked out and he found flaws in the prosecution’s case against me. He found their mistakes and their missing information which made all the difference. Other lawyers don’t even read the reports but [My attorney] knew all the details. So, if you have criminal case, I give you my testimonial that he is professional, ethical, smart, and has a good team working with him and you never find yourself trying to track him down for stuff. I can’t tell you how happy I am. Thanks!!!”
I like these guys, they worked as a team to get my lawsuit resolved. As far as my divorce and child custody case, they know their stuff. I really wanted to settle quickly. It wasn’t as fast as I wanted, but it got done and I am so much happier for it.
Mike Anderson and Greg Lyle have really helped me with a real estate quiet title action. These guys know real estate law. If you are in South Jordan – you should see them for real estate litigation.