Utah Chapter 13  Bankruptcy

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is a way for the debtor to rearrange his or her finances by consolidating the debt, reducing the payment based upon the debtor’s ability to pay and partially repaying the debt over a period of 3 to 5 years. Upon completion of the repayment plan, the debtor’s remaining debt is then discharged.

Stop Foreclosure, Wage Garnishment & Creditor Harassment

Filing bankruptcy 13 allows you to immediately stop foreclosure, repossession of your automobile, and wage garnishments. The bankruptcy automatic stay under chapter 13 immediately stops all collections (similar to a restraining order) by all your creditors, including home foreclosure, repossessions, and wage garnishments.

Who Qualifies For Chapter 13 Bankruptcy?

If you have a source of reasonably steady income, then you can qualify for chapter 13 bankruptcy. The main requirement for chapter 13 bankruptcy is that the debtor must have sufficient income to pay for his or her basic needs, like food, rent/mortgage, and living expenses and still have sufficient income to make payments according to a court-approved payment plan. An experienced chapter 13 bankruptcy lawyer with Ascent Law can help you determine if you should file chapter 13.

Save Your Home & Eliminate Negative Equity

If you owe more on your home or car than its current value (negative equity), we can help you eliminate the negative equity! Chapter 13 bankruptcy provides significant tools to deal with property that is upside down. Our experienced chapter 13 bankruptcy lawyers can evaluate your situation and determine if you qualify, so Free Bankruptcy Evaluation today!

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Fill out our Free Bankruptcy Evaluation to schedule a free bankruptcy consultation with one of our Utah Chapter 13 Bankruptcy Attorney.

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Cheap Chapter 13 Bankruptcy Near You
Cheap Bankruptcy
…Get your Utah bankruptcy case filed fast with an upfront payment as low as $200 down.

Are you being garnished, about to be garnished, or have another emergency and need to file immediately, but don’t have the upfront attorney’s fees to file? 

Get your case filed fast for $200 Down*. 

That’s Right! With our Cheap Bankruptcy Near You, you can get your case filed and then we’ll setup affordable monthly payments to complete your case, so you can pay the rest over time. Finally an affordable way to file bankruptcy!

I understand that financial difficulties often stem from life situations that are beyond your control. I understand what it is like to comb through thrift stores for gently used shoes for herself and family members. I understands how it feels to look to family members for financial help, so your kids can play sports or other activities. Because I understand the difficult financial position, I offer payment plans to help make bankruptcy feasible. Each of my clients feels like family, and I treat each one they are family.

Russell B. Weekes, Esq.

Ascent Law's Advantage

Cheap Upfront Option

We have fought and won in court to allow us to offer low upfront & flexible payment options to our clients. No other firm has that determination and track record.

Trusted Experience

We have filed thousands of cases ensuring that we know how to successfully handle any issue that may arise in your case. Get the experience you need.

Convenient Process

We have developed a convenient and efficient online process to handle cases. We simplified gathering your information by downloading your creditors from your credit report.

Flexible Payment Options

We understand that most people can’t pay lump sum. We offer flexible payment option to ensure you can afford to get bankruptcy relief.

Transparent Pricing

Our pricing includes the required bankruptcy courses to make sure the price is transparent. This also helps ensure that your case runs more smoothly.

Free Case Evaluation

Our experienced bankruptcy attorneys offer a free 30 minute case evaluation to ensure that bankruptcy is the best solution for your situation.

Tre G.

I want to thank you for assisting me through this difficult times of going through bankruptcy. I was at the hearing today. Mr. Weekes was there for me. I was scared, but he re-assured me. It went on smoothly. There was a time I became emotional, and started to sob quietly, and looked sad. I want to thank you again kindly.

Adam J.

Ascent Law was professional, helpful, and easy to work with. They kept us informed on what was going on and helped us to make sure we understood what was being done and what was expected of us. We were glad we chose them!

Stephanie M.
Bankruptcy Client

[Russell Weekes] helped me through my bankruptcy I was so nervous about my situation they were so great in answering all my questions. I recommend them to anyone they are fast and a professional team who care about there clients and what they are going through.

J.C.
Bankruptcy Client

Russell and his team made my situation nothing short of amazing for the situation I was in.  All of my questions were always answered and I never was made to feel as if I was dumb to have gotten in the financial situation that I did. I have already referred a friend and would refer any family and friends to him and his team.

Dan D.
Client

I had a great experience. The people were friendly and helpful. They went above and beyond to help me.

Tommy B.
Client

Great service. I appreciate their kindness and making me feel at ease.

R J
Client

I highly recommend [Russell Weekes]. Filing Bankruptcy isn’t fun for anyone, and these guys were there for me every step of the way. I always got quick responses, they answered every question and put me at ease. I am extremely happy I chose them!

Tim F.
Bankruptcy Client

Everybody should go to [Ascent} should they have any bankruptcy matters at hand. They’re 100% legit, intelligent and friendly. They will do whatever it takes to see that your case is successfully discharged! They stay on top of it 100% of the way even if you get too caught up with lifes hurdles, they’re behind the scenes still steady at work for YOU!! (Their 1st priority). I fully recommend and support [Ascent] Law!!!

Aaron F.
Bankruptcy Client

I’m filing for bankruptcy right now and they have been great so far answering my questions and everything.

M J
Client

[Ascent] Law helped me out during a tough time. They took care of everything and were super friendly.

Aaron M.
Bankruptcy Client

If you’ve gotta go through the mess of financial bankruptcy, these guys are the best. My attorney as well as all of the paralegals and staff made going through hell much easier than I could have ever asked. Any questions I had they responded to immediately. They were always timely and gave me great legal advise. They aren’t the cheapest option, but the payment plans provided were unbeatable.

Justin T.
Client

Great service. They answered all of my questions and made me free comfortable. The staff and attorneys are knowledgeable.

Annon Y.
Bankruptcy Client

I am extremely happy with [Ascent] Law. First, no one ever wants to be in a position to have to file for bankruptcy, but if you do, you need someone who knows what they are doing, and will keep you informed. I was very nervous that I wouldn’t pick the right lawyer, or we would end up with someone who just wanted to get paid, and left us hanging. Our lawyer has been AMAZING. He is always fast to respond to any of my questions, and is very good at making sure you understand what is happening, and that you are comfortable with the process.

The Perrys
Estate Planning Clients

Wonderful Attorney in Michael Anderson. Just what we were looking for in a Family Trust. Very knowledgeable, trustworthy, dependable, smart and kind. Recommend him or this law firm to everyone.

A Satisfied Client

My experience was unlike all of the stories one hears of attorneys. Mike and his team were absolutely spot on with their communication, follow-up, understanding and ultimately the results. They were aware of my budget and worked hard to keep me there.

I am truly appreciative of there complete caring and handling of my situation.

Jeffery L.
Family Law Client

I want to take a moment and tell you about Michael Anderson – I will try to keep it short. Mike is not only a family man that is good to his wife and kids, but he is an amazing lawyer. I have learned that when you have to choose an attorney to fight for you and your child’s life in court, you should review the prior successes of the attorney. But honestly, not only did I need an aggressive pit-bull type of attorney, I also needed an attorney with a kind heart, someone that could handle an over-aggressive ex and also be caring to me. That’s exactly what Mike Anderson is. A caring family law attorney and also an aggressive advocate in court. I highly recommend Mike, Colt and Greg and all of their professional staff (I’ve spoken with all of them over this child custody dispute and divorce mess). Not only does Mike have the life skills of being a loving husband and father to his 3 kids, but he knows the law and is able to help you look forward and help you with the problems here and now. He’s good. Really good. Mike really helped me through this stressful time in my life. When it’s your turn to have to fight in West Jordan or Salt Lake (I’ve been in both courts) you better make sure Michael Anderson is on your side. If he’s on the other side – look out! Thanks for everything Mike.

Elise J.
Criminal Law Client

My experience with [Ascent Law] was the most painless of all the many horrible things that a DUI charge will bring with it. The reason I say it was painless was because he knows exactly what he is doing. You know once you talk to him that this isn’t his first rodeo. [My attorney] has confidence in what he is doing witch really helped me during this hard time. This was not the case with other lawyers that I talked to. They told me things that I wanted to hear to try to sell me. That just made my situation worse and lengthened the process and cost. I had some priors so this wasn’t a simple case, but after hiring Mr. Rush he got everything worked out and he found flaws in the prosecution’s case against me. He found their mistakes and their missing information which made all the difference. Other lawyers don’t even read the reports but [My attorney] knew all the details. So, if you have criminal case, I give you my testimonial that he is professional, ethical, smart, and has a good team working with him and you never find yourself trying to track him down for stuff. I can’t tell you how happy I am. Thanks!!!”

Kermit R.

I like these guys, they worked as a team to get my lawsuit resolved. As far as my divorce and child custody case, they know their stuff. I really wanted to settle quickly. It wasn’t as fast as I wanted, but it got done and I am so much happier for it.

George H.
Real Estate Client

Mike Anderson and Greg Lyle have really helped me with a real estate quiet title action. These guys know real estate law. If you are in South Jordan – you should see them for real estate litigation.

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