tOP BANKRUPTCY ATTORNEYS UTAH
Get financial relief from wage garnishment, repossession, foreclosure, eviction, lawsuits, and creditor harassment today.
Bankruptcy Attorneys UTAH
Ascent Law is a top bankruptcy law firm in Utah. Our bankruptcy attorneys Utah are some of the most experienced and respected by courts, colleagues, and clients alike. We are dedicated to helping you get a fresh start with bankruptcy protection. Most people who file for bankruptcy have also experienced a significant medical emergency, a divorce, the loss of a job, creditor harassment, economic downturn, or mounting debt payments that you can’t pay. We know that most of these circumstances are neither planned nor controllable. Let us help you eliminate that stress burden and get you the debt relief you need.
We practice bankruptcy because we know what it’s like to face the financial distress or foreclosure. That motivates us to handle each case like its our own. By getting help from our experienced bankruptcy attorneys Utah you will understand your options to get your finances back on track.
Are you being garnished, about to be garnished, or have another emergency and need to file immediately, but don’t have the upfront attorney’s fees to file? Get your case filed fast for $200 Down*.
That’s Right! With our Cheap Bankruptcy Near You, you can get your case filed and then we’ll setup affordable monthly payments to complete your case, so you can pay the rest over time. Finally an affordable way to file bankruptcy!
We simplify the process and make bankruptcy affordable. We can help you with an affordable low upfront cost emergency filing or a flexible payment plan. We offer the most flexible options to pay for the costs of bankruptcy of any bankruptcy law firm in Utah. You take control by tailoring the costs to best fit your needs.
Utah Bankruptcy FAQs
Bankruptcy protects debtors from collections, garnishment, repossession, foreclosure, eviction, lawsuits, and collection calls. If you are dealing with any of these issues, then bankruptcy may be appropriate for you. If you are dealing with any of the following, bankruptcy may be appropriate:
- Unable to make payments to creditors when the payment is due
- You borrow money to pay debts
- You have or are considering payday loans
- You have lost your job
- You have medical bills that you can’t pay
There are four different chapters of bankruptcy that a person can file: Chapters 7, 11, 12, or 13. The two most common chapters for individuals or couples are Chapter 7 or Chapter 13.
Utah Chapter 7 Bankruptcy
Utah Chapter 7 is frequently called a liquidation. Your property is designated either “exempt” property, which is protected, or non-exempt, which is unprotected. Any unprotected property may be sold or liquidated (hence the term liquidation) on behalf of your creditors. Most people that file for chapter 7 don’t lose any property. Find out how our experienced bankruptcy attorney can help you protect your property in bankruptcy. Schedule your free Utah bankruptcy consultation today! Our Tooele Bankruptcy Attorney will help you understand your situation and guide you through the entire process.
Utah Chapter 13 Bankruptcy
Utah Chapter 13 is a debt consolidation and repayment plan based on your disposable income. Your disposable income is determined by calculating your monthly income and subtracting your monthly necessary expenses. The repayment plan will normally last between 36 and 60 months. Chapter 13 has additional tools to restructure or rehabilitate secured debts like your mortgage, if you are past due, recover a repossessed auto, restructure interest rates, and in some cases reduce the principal balance.
To find out which chapter of bankruptcy is right for your situation, schedule a free consultation today!
Ascent Law bankruptcy attorneys serve all of the State of Utah. Utah is divided into four regions for creditor meetings: Ogden (Northern), Salt Lake City (Central), Provo (South Central), and St. George (Southern). Our bankruptcy attorneys regularly appear in and are familiar with the trustees in each district. The district is determined by the home address provided to the Bankruptcy Court at the time the bankruptcy case is filed.
OGDEN – The Ogden region covers Weber, Morgan, Box Elder, Rich, Cache, and parts of Davis Counties. So residents from Logan to Layton will all be assigned to Ogden. Sometimes residents of Bountiful will be assigned to Ogden and other times we’ve seen them assigned to Salt Lake. When the meetings are conducted in person, the meetings are held at the James V. Hansen Federal Building.
SALT LAKE CITY – The Salt Lake City region includes Salt Lake, Tooele, Summit and sometimes some residents in Davis Counties. When the meetings are conducted in person, the meetings are held at the office building located at 405 South Main Street, Suite 250 in Salt Lake City. This is NOT the Bankruptcy Court that is across and up the street a half a block.
PROVO– The Provo region includes Utah, Wasatch (Heber), Duchesne, Uintah, Juab, Sanpete, Carbon, Millard, Sevier, Emery, Grand and San Juan Counties. When the meetings are conducted in person, the meetings are held at the Provo Library.
ST. GEORGE – The Saint George region includes Beaver, Piute, Wayne, Iron, Garfield, Kane, and Washington Counties. When the meetings are conducted in person, the meetings are held at the Justice Court building at 87 North 200 East.
We frequent get asked whether bankruptcy is dishonest or unethical. In our experience the overwhelming majority of people who file bankrutpcy are honest, hard-working and upstanding people. Most people file bankruptcy as a result of unexpected medical bills, the loss of a job, divorce, or some other unexpected and frequently uncontrollable event. The framers of the United States Constitution specifically provided for a uniform system of bankruptcy to deal with this issue. Bankruptcy is both honest and ethical. To read more about why Bankruptcy was part of our Federal Constitution, read our blog article Does Filing For Bankruptcy Mean You’re Dishonest or Unethical?
Yes! We have litigated and won in Bankruptcy Court against our competition and the United States Trustee to allow us to offer flexible payment plans to our clients. We understand that most people needing to file for bankruptcy don’t have the money to pay the amount of money that is typically charged upfront. No other firm can make that claim. For a limited time…you can file fast with a low down or even $200 Down Bankruptcy ! We setup easy monthly payments after the case is filed. Get started today!
Ascent Law’s Advantage
I want to thank you for assisting me through this difficult times of going through bankruptcy. I was at the hearing today. Mr. Weekes was there for me. I was scared, but he re-assured me. It went on smoothly. There was a time I became emotional, and started to sob quietly, and looked sad. I want to thank you again kindly.
Ascent Law was professional, helpful, and easy to work with. They kept us informed on what was going on and helped us to make sure we understood what was being done and what was expected of us. We were glad we chose them!
[Russell Weekes] helped me through my bankruptcy I was so nervous about my situation they were so great in answering all my questions. I recommend them to anyone they are fast and a professional team who care about there clients and what they are going through.
Russell and his team made my situation nothing short of amazing for the situation I was in. All of my questions were always answered and I never was made to feel as if I was dumb to have gotten in the financial situation that I did. I have already referred a friend and would refer any family and friends to him and his team.
I had a great experience. The people were friendly and helpful. They went above and beyond to help me.
Great service. I appreciate their kindness and making me feel at ease.
I highly recommend [Russell Weekes]. Filing Bankruptcy isn’t fun for anyone, and these guys were there for me every step of the way. I always got quick responses, they answered every question and put me at ease. I am extremely happy I chose them!
Everybody should go to [Ascent} should they have any bankruptcy matters at hand. They’re 100% legit, intelligent and friendly. They will do whatever it takes to see that your case is successfully discharged! They stay on top of it 100% of the way even if you get too caught up with lifes hurdles, they’re behind the scenes still steady at work for YOU!! (Their 1st priority). I fully recommend and support [Ascent] Law!!!
I’m filing for bankruptcy right now and they have been great so far answering my questions and everything.
[Ascent] Law helped me out during a tough time. They took care of everything and were super friendly.
If you’ve gotta go through the mess of financial bankruptcy, these guys are the best. My attorney as well as all of the paralegals and staff made going through hell much easier than I could have ever asked. Any questions I had they responded to immediately. They were always timely and gave me great legal advise. They aren’t the cheapest option, but the payment plans provided were unbeatable.
Great service. They answered all of my questions and made me free comfortable. The staff and attorneys are knowledgeable.
Estate Planning Clients
Wonderful Attorney in Michael Anderson. Just what we were looking for in a Family Trust. Very knowledgeable, trustworthy, dependable, smart and kind. Recommend him or this law firm to everyone.
A Satisfied Client
My experience was unlike all of the stories one hears of attorneys. Mike and his team were absolutely spot on with their communication, follow-up, understanding and ultimately the results. They were aware of my budget and worked hard to keep me there.
I am truly appreciative of there complete caring and handling of my situation.
I like these guys, they worked as a team to get my lawsuit resolved. As far as my divorce and child custody case, they know their stuff. I really wanted to settle quickly. It wasn’t as fast as I wanted, but it got done and I am so much happier for it.
Real Estate Client
Mike Anderson and Greg Lyle have really helped me with a real estate quiet title action. These guys know real estate law. If you are in South Jordan – you should see them for real estate litigation.